What are the eligibility criteria to apply for a Fintern Loan?

If you want to apply for a Fintern loan, there are some eligibility criteria that you will need to meet in order for us to consider your application. You must:

• Be at least 18 years old at the time of application;
• Have a valid residential UK status and address. This includes, for example, UK citizens, permanent residency, work permit or other long-term visa holders. Customers who hold a foreign passport must also upload their bio-metrics card or valid visa evidencing their residence status during our ID verification process;
• Have at least one valid UK account from a bank, building society or credit union that provides Open Banking access. The account needs be at least three months old.
• We can lend to customers who have previously defaulted or have received CCJs, this must be related to a one-off historical situation that has now been fully resolved.